Hardin County Property Tax Rate

Illinois

0.96%effective rate

Hardin County, Illinois has an effective property tax rate of 0.96%, which is 4% higher than the national average of 0.92%. On a home valued at $103,800, homeowners pay approximately $1,001 per year in property taxes. Hardin County ranks #102 out of 102 counties in Illinois for property tax rates.

Median Tax Paid🏠

$1,001

Per year

Median Home Value📊

$103,800

2024 estimate

Tax as % of Income💰

1.84%

Median income: $54,271

State Rank📍

#102

of 102 counties in IL

Tax Breakdown

With Mortgage

$1,274

median annual tax

Without Mortgage

$667

median annual tax

Homeowners with a mortgage in Hardin County pay on average $607 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.

How Hardin County Compares

Hardin County
0.96%
Illinois Average
2.01%
National Average
0.92%

Top Counties in Illinois

Lake
2.58%
DeKalb
2.45%
Stephenson
2.40%
Winnebago
2.39%
Kendall
2.37%
McHenry
2.36%
Rock Island
2.28%
Kane
2.26%

Illinois Property Tax Exemptions

Available to Hardin County homeowners

General Homestead

$10,000 reduction in EAV ($8,000 in Cook County)

Primary residence owners as of January 1

Senior Homestead

$8,000 reduction in EAV

Homeowners age 65+ who own and occupy as primary residence

Senior Assessment Freeze

Assessed value frozen at base year level (no increases)

Homeowners age 65+ with household income of $65,000 or less

Disabled Veteran

$2,500 for 30-49% disability; $5,000 for 50-69%; full exemption for 70%+ disability

Veterans with service-connected disability of 30% or more

Disability

$2,000 reduction in EAV

Homeowners who are disabled as defined by federal Social Security guidelines

Property Tax Calculator

Estimate your annual property tax in Hardin County

$
$50k$2M

Estimated Annual Property Tax

$2,880

$240/month · Rate: 0.96%

Quick Facts

Population3,605
Owner-Occupied52.6%
National Rank#1217 of 3,135
Median Income$54,271

Think your property tax is too high?

Homeowners save an average of $1,148/year by appealing their assessment.

Learn How to Appeal →

Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.