Frederick County Property Tax Rate
Maryland
Frederick County, Maryland has an effective property tax rate of 0.99%, which is 8% higher than the national average of 0.92%. On a home valued at $464,600, homeowners pay approximately $4,584 per year in property taxes. Frederick County ranks #7 out of 24 counties in Maryland for property tax rates.
$4,584
Per year
$464,600
2024 estimate
3.76%
Median income: $122,002
#7
of 24 counties in MD
Tax Breakdown
With Mortgage
$4,629
median annual tax
Without Mortgage
$4,451
median annual tax
Homeowners with a mortgage in Frederick County pay on average $178 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Frederick County Compares
Top Counties in Maryland
Historical Property Tax Trends
| Year | Median Tax | Median Home Value | Effective Rate |
|---|---|---|---|
| 2020 | $3,781 | $341,800 | 1.11% |
| 2021 | $3,930 | $356,500 | 1.10% |
| 2022 | $4,253 | $412,500 | 1.03% |
| 2023 | $4,463 | $437,700 | 1.02% |
| 2024 | $4,584 | $464,600 | 0.99% |
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates
Maryland Property Tax Exemptions
Available to Frederick County homeowners
Homestead Tax Credit
Assessment increases capped at 10% per year (lower in some counties)
Primary residence owners; applies automatically
Homeowner's Tax Credit
Credit varies based on income; no fixed amount
Homeowners with combined household income of $60,000 or less
Disabled Veteran
Full exemption for 100% permanently disabled veterans
Veterans with 100% permanent service-connected disability
Property Tax Calculator
Estimate your annual property tax in Frederick County
Estimated Annual Property Tax
$2,970
$248/month · Rate: 0.99%
Nearby Counties
Quick Facts
Think your property tax is too high?
Homeowners save an average of $1,148/year by appealing their assessment.
Learn How to Appeal →Cities in Frederick County
Explore property tax data for 2 cities in Frederick County, Maryland.
| City | Annual Tax | Rate |
|---|---|---|
| Frederick | $4,799 | 1.31% |
| Ballenger Creek | $3,595 | 0.97% |
Frequently Asked Questions
Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.