New Jersey Property Tax Calculator
Estimate your annual and monthly property tax by county
New Jersey Property Tax Calculator
Estimate your annual property tax in New Jersey. Choose a county to use its local rate.
Estimated Annual Property Tax
$9,495
$791/month · Rate: 2.11%
Home Value
$450,000
Taxable Value
$450,000
Effective Rate
2.11%
Based on the New Jersey statewide average rate
How Property Tax Works in New Jersey
New Jersey has an average effective property tax rate of 2.11%, which ranks #1 among all 50 states and DC. That rate is 129% higher than the national average of 0.92%. The median homeowner pays $9,590 per year on a home worth $454,400.
Property taxes in New Jersey are levied locally, so the rate you actually pay depends on your county and taxing district. Across the state's 21 counties, effective rates range from about 1.22% in Cape May County to 2.93% in Salem County. Select your county in the calculator above to use its local effective rate instead of the statewide average.
Your tax is based on your property's assessed value, not always its full market price. The effective rate used here already reflects median assessment practices, so it gives a realistic estimate. To lower your bill, check whether you qualify for a homestead or other exemption on the New Jersey property tax page.
Property Tax by County in New Jersey
Bergen County
1.61%
Middlesex County
2.10%
Essex County
1.91%
Hudson County
1.77%
Ocean County
1.65%
Monmouth County
1.65%
Union County
1.89%
Camden County
2.83%
Passaic County
2.18%
Morris County
1.72%
Burlington County
2.26%
Mercer County
2.36%
See rates for all 21 counties on the New Jersey property tax page, or compare states with the national property tax calculator.
Frequently Asked Questions
Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates (the latest available). Effective tax rates are calculated by dividing median real estate taxes paid by median home value. This calculator provides estimates for informational purposes only — actual property taxes depend on local assessment practices, millage rates, and applicable exemptions. Consult your local tax assessor's office for exact figures. Last updated: July 2026.