Monroe County Property Tax Rate
New York · 2023 Data
Monroe County, New York has an effective property tax rate of 2.79%, which is 194% higher than the national average of 0.95%. On a home valued at $197,100, homeowners pay approximately $5,495 per year in property taxes. Monroe County ranks #3 out of 62 counties in New York for property tax rates.
$5,495
Per year
$197,100
2023 estimate
7.38%
Median income: $74,409
#3
of 62 counties in NY
Tax Breakdown
With Mortgage
$5,643
median annual tax
Without Mortgage
$5,212
median annual tax
Homeowners with a mortgage in Monroe County pay on average $431 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Monroe County Compares
Top Counties in New York
Historical Property Tax Trends
| Year | Median Tax | Median Home Value | Effective Rate |
|---|---|---|---|
| 2019 | $4,781 | $148,400 | 3.22% |
| 2020 | $4,798 | $152,000 | 3.16% |
| 2021 | $4,923 | $160,000 | 3.08% |
| 2022 | $5,306 | $182,700 | 2.90% |
| 2023 | $5,495 | $197,100 | 2.79% |
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates
New York Property Tax Exemptions
Available to Monroe County homeowners
STAR (Basic)
Savings of approximately $293 per year (varies by school district; exemption applies to first $30,000 of assessed value for school taxes)
Primary residence owners with income under $500,000; new homeowners receive a credit check instead of exemption
Enhanced STAR
Approximately $650+ per year savings (varies by district; exemption on first $74,900 of assessed value for school taxes, adjusted annually)
Homeowners age 65+ with income of $98,700 or less (adjusted annually)
Veteran Exemption
Wartime: 15% of assessed value (up to $12,000); Combat zone: additional 10% (up to $8,000); Disabled: additional based on disability rating (up to $40,000)
Veterans who served during wartime; municipality must have adopted the exemption
Senior Citizen Exemption
50% reduction in assessed value (sliding scale as income increases from $3,000 above local limit)
Homeowners age 65+ with income at or below locally set limit (varies by municipality)
Disability
50% reduction in assessed value (with sliding scale based on income)
Homeowners with disabilities and income below locally set limits
Property Tax Calculator
Estimate your annual property tax in Monroe County
Estimated Annual Property Tax
$8,370
$698/month · Rate: 2.79%
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Quick Facts
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Homeowners save an average of $1,148/year by appealing their assessment.
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Data Source: U.S. Census Bureau, 2023 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.