Niagara County Property Tax Rate
New York
Niagara County, New York has an effective property tax rate of 2.19%, which is 138% higher than the national average of 0.92%. On a home valued at $189,800, homeowners pay approximately $4,155 per year in property taxes. Niagara County ranks #24 out of 62 counties in New York for property tax rates.
$4,155
Per year
$189,800
2024 estimate
5.97%
Median income: $69,633
#24
of 62 counties in NY
Tax Breakdown
With Mortgage
$4,515
median annual tax
Without Mortgage
$3,702
median annual tax
Homeowners with a mortgage in Niagara County pay on average $813 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Niagara County Compares
Top Counties in New York
Historical Property Tax Trends
| Year | Median Tax | Median Home Value | Effective Rate |
|---|---|---|---|
| 2020 | $3,634 | $131,600 | 2.76% |
| 2021 | $3,697 | $140,400 | 2.63% |
| 2022 | $3,958 | $163,100 | 2.43% |
| 2023 | $4,052 | $177,400 | 2.28% |
| 2024 | $4,155 | $189,800 | 2.19% |
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates
New York Property Tax Exemptions
Available to Niagara County homeowners
STAR (Basic)
Savings of approximately $293 per year (varies by school district; exemption applies to first $30,000 of assessed value for school taxes)
Primary residence owners with income under $500,000; new homeowners receive a credit check instead of exemption
Enhanced STAR
Approximately $650+ per year savings (varies by district; exemption on first $74,900 of assessed value for school taxes, adjusted annually)
Homeowners age 65+ with income of $98,700 or less (adjusted annually)
Veteran Exemption
Wartime: 15% of assessed value (up to $12,000); Combat zone: additional 10% (up to $8,000); Disabled: additional based on disability rating (up to $40,000)
Veterans who served during wartime; municipality must have adopted the exemption
Senior Citizen Exemption
50% reduction in assessed value (sliding scale as income increases from $3,000 above local limit)
Homeowners age 65+ with income at or below locally set limit (varies by municipality)
Disability
50% reduction in assessed value (with sliding scale based on income)
Homeowners with disabilities and income below locally set limits
Property Tax Calculator
Estimate your annual property tax in Niagara County
Estimated Annual Property Tax
$6,570
$548/month · Rate: 2.19%
Nearby Counties
Quick Facts
Think your property tax is too high?
Homeowners save an average of $1,148/year by appealing their assessment.
Learn How to Appeal →Frequently Asked Questions
Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.