What is the property tax rate in Clay County, North Carolina?

Clay County has an effective property tax rate of 0.43%. On a home valued at $278,400, homeowners pay approximately $1,186 per year in property taxes.

How much is the average property tax in Clay County?

The median annual property tax payment in Clay County is $1,186. Homeowners with a mortgage pay a median of $1,042, while those without a mortgage pay $1,257.

How does Clay County compare to other counties in North Carolina?

Clay County ranks #95 out of 100 counties in North Carolina for property tax rates. The county's effective rate of 0.43% is 35% lower than the North Carolina average of 0.66%.

Clay County Property Tax Rate

North Carolina

0.43%effective rate

Clay County, North Carolina has an effective property tax rate of 0.43%, which is 53% lower than the national average of 0.92%. On a home valued at $278,400, homeowners pay approximately $1,186 per year in property taxes. Clay County ranks #95 out of 100 counties in North Carolina for property tax rates.

Median Tax Paid🏠

$1,186

Per year

Median Home Value📊

$278,400

2024 estimate

Tax as % of Income💰

2.08%

Median income: $56,971

State Rank📍

#95

of 100 counties in NC

Tax Breakdown

With Mortgage

$1,042

median annual tax

Without Mortgage

$1,257

median annual tax

Homeowners with a mortgage in Clay County pay on average -$215 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.

How Clay County Compares

Clay County

0.43%

North Carolina Average

0.66%

National Average

0.92%

Top Counties in North Carolina

Halifax

1.15%

Northampton

1.08%

Martin

1.06%

Edgecombe

1.04%

Washington

0.99%

Hertford

0.98%

Cumberland

0.93%

Scotland

0.93%

North Carolina Property Tax Exemptions

Available to Clay County homeowners

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Elderly/Disabled Exclusion

$29,500 or 50% of assessed value, whichever is greater

Homeowners age 65+ or totally/permanently disabled with income not exceeding $36,700 (adjusted periodically)

✓

Disabled Veteran

First $45,000 of assessed value

Veterans with 100% permanent and total service-connected disability; surviving spouses may also qualify

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Circuit Breaker Tax Deferment

Taxes limited to 4% or 5% of income; excess taxes deferred as lien

Homeowners age 65+ or totally disabled with income under $36,700

Property Tax Calculator

Estimate your annual property tax in Clay County

Home Value

$50k$2M

Apply homestead exemption ($100,000 school tax reduction)

Estimated Annual Property Tax

$1,290

$108/month · Rate: 0.43%

Quick Facts

Population11,610

Owner-Occupied55%

National Rank#2849 of 3,135

Median Income$56,971

Think your property tax is too high?

Homeowners save an average of $1,148/year by appealing their assessment.

Learn How to Appeal →

Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.