Clay County Property Tax Rate
Tennessee
Clay County, Tennessee has an effective property tax rate of 0.56%, which is 39% lower than the national average of 0.92%. On a home valued at $136,400, homeowners pay approximately $769 per year in property taxes. Clay County ranks #16 out of 95 counties in Tennessee for property tax rates.
$769
Per year
$136,400
2024 estimate
1.92%
Median income: $39,972
#16
of 95 counties in TN
Tax Breakdown
With Mortgage
$1,105
median annual tax
Without Mortgage
$685
median annual tax
Homeowners with a mortgage in Clay County pay on average $420 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Clay County Compares
Top Counties in Tennessee
Tennessee Property Tax Exemptions
Available to Clay County homeowners
Tax Relief (Over 65/Disabled)
Reimbursement of taxes paid on first $30,000 of market value
Homeowners age 65+ or disabled with income under $31,600
Disabled Veteran
Reimbursement of taxes paid on first $175,000 of market value
Veterans with 100% permanent and total service-connected disability
Property Tax Calculator
Estimate your annual property tax in Clay County
Estimated Annual Property Tax
$1,680
$140/month · Rate: 0.56%
Quick Facts
Think your property tax is too high?
Homeowners save an average of $1,148/year by appealing their assessment.
Learn How to Appeal →Frequently Asked Questions
Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.