What is the property tax rate in Chattanooga, TN?

Chattanooga has an estimated effective property tax rate of 0.85%. On a median home valued at $259,200, homeowners pay approximately $2,208 per year in property taxes.

How does Chattanooga compare to Hamilton County?

Chattanooga's effective rate of 0.85% is 37% higher than the Hamilton County average of 0.62%. The county-wide median annual tax is $1,925, while Chattanooga homeowners pay an estimated $2,208.

How much are property taxes in Chattanooga on a $300,000 home?

Based on Chattanooga's effective rate of 0.85%, property taxes on a $300,000 home would be approximately $2,550 per year, or about $213 per month.

Chattanooga Property Tax Rate

Hamilton County, Tennessee

0.85%effective rate

Chattanooga is located in Hamilton County, Tennessee. Homeowners in Chattanooga pay a median of $2,208 per year in property taxes on a home valued at $259,200, resulting in an effective tax rate of 0.85%. This is 37% higher than the Hamilton County average of 0.62%.

Effective Tax Rate🏠

0.85%

vs 0.62% county avg

Est. Annual Tax💰

$2,208

Per year

Median Home Value📊

$259,200

2024 estimate

Population📍

182,832

Chattanooga, TN

How Chattanooga Compares

Chattanooga

0.85%

Hamilton County Average

0.62%

Tennessee Average

0.50%

National Average

0.92%

About Property Taxes in Chattanooga

Property taxes in Chattanooga are collected by Hamilton County. Tax exemptions available to Hamilton County residents — including homestead, senior, and disability exemptions — also apply to homeowners in Chattanooga. For detailed information on available exemptions and the county tax collector, see the Hamilton County property tax page.

Property Tax Calculator

Estimate your annual property tax in Chattanooga

Home Value

$50k$2M

Apply homestead exemption ($100,000 school tax reduction)

Estimated Annual Property Tax

$2,550

$213/month · Rate: 0.85%

Hamilton County Property Taxes

County-level data, exemptions, historical trends, and tax collector info.

View county details →

Tennessee Property Taxes

Statewide rates, all 95 counties, and exemptions.

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Think your property tax is too high?

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Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. City-level tax data is derived from Census place-level statistics. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.