Montgomery County Property Tax Rate
Alabama
Montgomery County, Alabama has an effective property tax rate of 0.41%, which is 55% lower than the national average of 0.92%. On a home valued at $171,900, homeowners pay approximately $702 per year in property taxes. Montgomery County ranks #12 out of 67 counties in Alabama for property tax rates. Since 2020, the median bill has risen 37.9% while home values gained 32.2%. The county's largest city with its own tax profile is Montgomery, where the median annual bill is $558.
$702
Per year
$171,900
2024 estimate
1.18%
Median income: $59,386
#12
of 67 counties in AL
Tax Breakdown
With Mortgage
$767
median annual tax
Without Mortgage
$542
median annual tax
Homeowners with a mortgage in Montgomery County pay on average $225 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Montgomery County Compares
Top Counties in Alabama
Historical Property Tax Trends
Between 2020 and 2024, the median property tax bill in Montgomery County rose 37.9% (from $509 to $702), while the median home value climbed 32.2%. The effective tax rate rose from 0.39% to 0.41% over the same period.
| Year | Median Tax | Median Home Value | Effective Rate |
|---|---|---|---|
| 2020 | $509 | $130,000 | 0.39% |
| 2021 | $533 | $134,700 | 0.40% |
| 2022 | $570 | $151,300 | 0.38% |
| 2023 | $598 | $160,100 | 0.37% |
| 2024 | $702 | $171,900 | 0.41% |
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates
Alabama Property Tax Exemptions
Available to Montgomery County homeowners
General Homestead
Up to $4,000 in assessed value exempt from state taxes
Primary residence owners
Over 65
Up to $5,000 in assessed value exempt from state and county taxes
Homeowners age 65 or older
Disabled Veteran
100% exemption from property taxes
Veterans with permanent and total service-connected disability
Not sure which exemption applies to you? See our full homestead exemption guide for all 50 states, including amounts and application deadlines.
Property Tax Calculator
Estimate your annual property tax in Montgomery County
Estimated Annual Property Tax
$1,230
$102/month · Rate: 0.41%
Compare other counties with the Alabama Property Tax Calculator.
Nearby Counties
Quick Facts
Think your property tax is too high?
Homeowners save an average of $1,148/year by appealing their assessment.
Learn How to Appeal →Cities in Montgomery County
Explore property tax data for 1 city in Montgomery County, Alabama.
| City | Annual Tax | Rate |
|---|---|---|
| Montgomery | $558 | 0.38% |
Frequently Asked Questions
Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.