What is the property tax rate in Bay City, MI?

Bay City has an estimated effective property tax rate of 1.90%. On a median home valued at $89,900, homeowners pay approximately $1,710 per year in property taxes.

How does Bay City compare to Bay County?

Bay City's effective rate of 1.90% is 28% higher than the Bay County average of 1.49%. The county-wide median annual tax is $2,271, while Bay City homeowners pay an estimated $1,710.

How much are property taxes in Bay City on a $300,000 home?

Based on Bay City's effective rate of 1.90%, property taxes on a $300,000 home would be approximately $5,700 per year, or about $475 per month.

Bay City Property Tax Rate

Bay County, Michigan

1.90%effective rate

Bay City is located in Bay County, Michigan. Homeowners in Bay City pay a median of $1,710 per year in property taxes on a home valued at $89,900, resulting in an effective tax rate of 1.90%. This is 28% higher than the Bay County average of 1.49%.

Effective Tax Rate🏠

1.90%

vs 1.49% county avg

Est. Annual Tax💰

$1,710

Per year

Median Home Value📊

$89,900

2024 estimate

Population📍

32,445

Bay City, MI

How Bay City Compares

Bay City

1.90%

Bay County Average

1.49%

Michigan Average

1.25%

National Average

0.92%

About Property Taxes in Bay City

Property taxes in Bay City are collected by Bay County. Tax exemptions available to Bay County residents — including homestead, senior, and disability exemptions — also apply to homeowners in Bay City. For detailed information on available exemptions and the county tax collector, see the Bay County property tax page.

Property Tax Calculator

Estimate your annual property tax in Bay City

Home Value

$50k$2M

Apply homestead exemption ($100,000 school tax reduction)

Estimated Annual Property Tax

$5,700

$475/month · Rate: 1.90%

Bay County Property Taxes

County-level data, exemptions, historical trends, and tax collector info.

View county details →

Michigan Property Taxes

Statewide rates, all 83 counties, and exemptions.

View state details →

Think your property tax is too high?

Homeowners save an average of $1,148/year by appealing their assessment.

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Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. City-level tax data is derived from Census place-level statistics. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.