What is the property tax rate in Kentucky?

Kentucky has an effective property tax rate of 0.75%, ranking it #29 out of 50 states. The median homeowner pays $1,544 per year.

How are property taxes calculated in Kentucky?

Property taxes in Kentucky are calculated by multiplying the assessed value of your property by the local tax rate (millage rate). The effective rate shown here (0.75%) represents the median taxes paid as a percentage of median home value across the state.

Which county in Kentucky has the lowest property taxes?

Among Kentucky's 120 counties, Woodford County has one of the lowest effective property tax rates.

Does Kentucky have a homestead exemption?

Yes, Kentucky offers several property tax exemptions including: General Homestead, Disabled Veteran. See the exemptions section above for details.

Kentucky Property Tax Rate

120 Counties

0.75%effective rate

Kentucky has an effective property tax rate of 0.75%, ranking it #29 among all 50 states. The median homeowner in Kentucky pays $1,544 per year in property taxes on a home valued at $205,600. This rate is 18% lower than the national average of 0.92%.

Effective Tax Rate📊

0.75%

#29 of 50 states

Median Tax Paid🏠

$1,544

Per year

Median Home Value💰

$205,600

2024 estimate

Total Counties📍

120

Population: 4,534,824

Property Tax Rates by County in Kentucky

Rank ▲	County	Effective Rate	Median Tax	Median Value
#1	Campbell County	1.01%	$2,556	$252,000
#2	Harlan County	0.99%	$732	$73,700
#3	Kenton County	0.98%	$2,395	$244,400
#4	Letcher County	0.96%	$648	$67,400
#5	Bracken County	0.92%	$1,149	$125,000
#6	Henderson County	0.90%	$1,548	$171,900
#7	Oldham County	0.90%	$3,519	$393,100
#8	Union County	0.89%	$927	$104,500
#9	Boyd County	0.88%	$1,156	$130,700
#10	Webster County	0.88%	$993	$112,900
#11	Fayette County	0.87%	$2,542	$293,500
#12	Greenup County	0.87%	$1,171	$134,000
#13	Boone County	0.86%	$2,372	$277,300
#14	Jefferson County	0.86%	$2,136	$248,400
#15	Daviess County	0.84%	$1,675	$199,900
#16	Lee County	0.84%	$705	$83,900
#17	Bullitt County	0.83%	$2,050	$247,200
#18	Gallatin County	0.83%	$1,476	$178,200
#19	Mercer County	0.83%	$1,672	$202,300
#20	Boyle County	0.82%	$1,731	$209,900

How Kentucky Compares

Kentucky

0.75%

National Average

0.92%

Neighboring States

Calculate Your Property Tax in Kentucky

Or open the full Kentucky Property Tax Calculator to estimate your bill by county.

Property Tax Calculator

Estimate your annual property tax based on your location and home value

State

County

Home Value

$50k$2M

Apply homestead exemption ($100,000 reduction)

Estimated Annual Property Tax

$2,250

$188/month · Rate: 0.75%

Home Value

$300,000

Taxable Value

$300,000

Effective Rate

0.75%

Kentucky Property Tax Exemptions

✓

General Homestead

$46,350 of assessed value (adjusted biennially)

Homeowners age 65+ or totally disabled

✓

Disabled Veteran

$46,350 of assessed value (same as homestead; adjusted biennially)

Totally disabled veterans

Not sure which exemption applies to you? See our full homestead exemption guide for all 50 states, including amounts and application deadlines.

When Are Property Taxes Due in Kentucky?

Kentucky uses a single statewide collection schedule (KRS 134.015): bills mailed by October 1 can be paid at a 2% discount through November 1, then at face value from November 2 through December 31. Taxes become delinquent January 1.

Discount period (2% off)

November 1

Face amount due

December 31

Delinquent January 1

If you pay late: A 5% penalty applies during January; after January 31 the penalty rises to 10% plus a 10% sheriff's add-on fee, and unpaid bills are transferred to the county clerk after April 15.

See how Kentucky compares in our full guide to property tax due dates for all 50 states.

Nearby States

Illinois

2.01%

Indiana

0.74%

Missouri

0.85%

Ohio

1.31%

Tennessee

0.50%

Virginia

0.73%

West Virginia

0.53%

Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates (the latest available). Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.