Bell County Property Tax Rate

Kentucky

0.81%effective rate

Bell County, Kentucky has an effective property tax rate of 0.81%, which is 12% lower than the national average of 0.92%. On a home valued at $89,000, homeowners pay approximately $723 per year in property taxes. Bell County ranks #23 out of 120 counties in Kentucky for property tax rates.

Median Tax Paid🏠

$723

Per year

Median Home Value📊

$89,000

2024 estimate

Tax as % of Income💰

2.31%

Median income: $31,354

State Rank📍

#23

of 120 counties in KY

Tax Breakdown

With Mortgage

$1,128

median annual tax

Without Mortgage

$599

median annual tax

Homeowners with a mortgage in Bell County pay on average $529 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.

How Bell County Compares

Bell County
0.81%
Kentucky Average
0.75%
National Average
0.92%

Top Counties in Kentucky

Campbell
1.01%
Harlan
0.99%
Kenton
0.98%
Letcher
0.96%
Bracken
0.92%
Henderson
0.90%
Oldham
0.90%
Union
0.89%

Kentucky Property Tax Exemptions

Available to Bell County homeowners

General Homestead

$46,350 of assessed value (adjusted biennially)

Homeowners age 65+ or totally disabled

Disabled Veteran

$46,350 of assessed value (same as homestead; adjusted biennially)

Totally disabled veterans

Property Tax Calculator

Estimate your annual property tax in Bell County

$
$50k$2M

Estimated Annual Property Tax

$2,430

$203/month · Rate: 0.81%

Quick Facts

Population23,509
Owner-Occupied50.3%
National Rank#1552 of 3,135
Median Income$31,354

Think your property tax is too high?

Homeowners save an average of $1,148/year by appealing their assessment.

Learn How to Appeal →

Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.