How much is property tax in Kentucky?

Kentucky has an average effective property tax rate of 0.75%, which ranks #29 in the US. The median homeowner pays $1,544 per year on a home worth $205,600. Your actual bill depends on your county and home value — enter them in the calculator above for an estimate.

How do I calculate property tax in Kentucky?

Multiply your home's value by the effective tax rate. At Kentucky's average rate of 0.75%, a home worth $205,600 would owe about $1,542 per year. Rates vary by county, so select your county in the calculator to use its local rate.

Which county in Kentucky has the highest property tax?

Campbell County has one of the highest effective property tax rates in Kentucky at 1.01%, while Rockcastle County is among the lowest at 0.48%. Compare all 120 counties on the Kentucky property tax page.

Is Kentucky property tax based on home value?

Yes. Property tax in Kentucky is based on your property's assessed value, which is tied to its market value. The effective rate of 0.75% shown here represents the median taxes paid as a percentage of median home value, so it already accounts for local assessment ratios and typical exemptions.

How does Kentucky compare to the national average?

Kentucky's effective property tax rate of 0.75% is 18% lower than the national average of 0.92%. Among all 50 states and DC, Kentucky ranks #29 for property tax rates.

Kentucky Property Tax Calculator

Estimate your annual and monthly property tax by county

Kentucky Property Tax Calculator

Estimate your annual property tax in Kentucky. Choose a county to use its local rate.

CountyHome Value

$50k$2M

Apply homestead exemption ($100,000 reduction)

Estimated Annual Property Tax

$1,575

$131/month · Rate: 0.75%

Home Value

$210,000

Taxable Value

$210,000

Effective Rate

0.75%

Based on the Kentucky statewide average rate

How Property Tax Works in Kentucky

Kentucky has an average effective property tax rate of 0.75%, which ranks #29 among all 50 states and DC. That rate is 18% lower than the national average of 0.92%. The median homeowner pays $1,544 per year on a home worth $205,600.

Property taxes in Kentucky are levied locally, so the rate you actually pay depends on your county and taxing district. Across the state's 120 counties, effective rates range from about 0.48% in Rockcastle County to 1.01% in Campbell County. Select your county in the calculator above to use its local effective rate instead of the statewide average.

Your tax is based on your property's assessed value, not always its full market price. The effective rate used here already reflects median assessment practices, so it gives a realistic estimate. To lower your bill, check whether you qualify for a homestead or other exemption on the Kentucky property tax page.

Property Tax by County in Kentucky

Jefferson County

0.86%

Fayette County

0.87%

Kenton County

0.98%

Warren County

0.65%

Boone County

0.86%

Hardin County

0.66%

Daviess County

0.84%

Madison County

0.73%

Campbell County

1.01%

Bullitt County

0.83%

Christian County

0.65%

Oldham County

0.90%

See rates for all 120 counties on the Kentucky property tax page, or compare states with the national property tax calculator.

Frequently Asked Questions

Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates (the latest available). Effective tax rates are calculated by dividing median real estate taxes paid by median home value. This calculator provides estimates for informational purposes only — actual property taxes depend on local assessment practices, millage rates, and applicable exemptions. Consult your local tax assessor's office for exact figures. Last updated: July 2026.