Hampden County Property Tax Rate
Massachusetts
Hampden County, Massachusetts has an effective property tax rate of 1.49%, which is 62% higher than the national average of 0.92%. On a home valued at $298,800, homeowners pay approximately $4,455 per year in property taxes. Hampden County ranks #1 out of 14 counties in Massachusetts for property tax rates.
$4,455
Per year
$298,800
2024 estimate
6.25%
Median income: $71,306
#1
of 14 counties in MA
Tax Breakdown
With Mortgage
$4,414
median annual tax
Without Mortgage
$4,524
median annual tax
Homeowners with a mortgage in Hampden County pay on average -$110 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Hampden County Compares
Top Counties in Massachusetts
Historical Property Tax Trends
| Year | Median Tax | Median Home Value | Effective Rate |
|---|---|---|---|
| 2020 | $3,684 | $216,100 | 1.70% |
| 2021 | $3,833 | $228,700 | 1.68% |
| 2022 | $4,174 | $258,100 | 1.62% |
| 2023 | $4,332 | $276,300 | 1.57% |
| 2024 | $4,455 | $298,800 | 1.49% |
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates
Massachusetts Property Tax Exemptions
Available to Hampden County homeowners
Residential Exemption
Up to 35% of average residential assessed value (e.g., Boston offers significant exemption)
Owner-occupied primary residence in participating municipalities
Over 65 (Clause 41C)
$1,000 off property tax bill (or local adopted amount up to $2,000)
Homeowners age 65+ who have owned and occupied for 10+ years; income and asset limits apply
Disabled Veteran (Clause 22)
$400 to full exemption depending on disability rating and type
Veterans with service-connected disability of 10% or more
Senior Tax Deferral (Clause 41A)
Deferral of taxes exceeding 10% of income; accrues interest at 4%
Homeowners age 65+ with income under set limits
Property Tax Calculator
Estimate your annual property tax in Hampden County
Estimated Annual Property Tax
$4,470
$373/month · Rate: 1.49%
Nearby Counties
Quick Facts
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Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.