Ottawa County Property Tax Rate
Michigan
Ottawa County, Michigan has an effective property tax rate of 1.02%, which is 11% higher than the national average of 0.92%. On a home valued at $323,400, homeowners pay approximately $3,313 per year in property taxes. Ottawa County ranks #52 out of 83 counties in Michigan for property tax rates. Since 2020, the median bill has risen 25.1% while home values gained 54.4%. The county's largest city with its own tax profile is Allendale, where the median annual bill is $2,939.
$3,313
Per year
$323,400
2024 estimate
3.66%
Median income: $90,502
#52
of 83 counties in MI
Tax Breakdown
With Mortgage
$3,408
median annual tax
Without Mortgage
$3,163
median annual tax
Homeowners with a mortgage in Ottawa County pay on average $245 more per year than those without. This difference often reflects how property tax escrow accounts in mortgaged homes capture the full tax obligation.
How Ottawa County Compares
Top Counties in Michigan
Historical Property Tax Trends
Between 2020 and 2024, the median property tax bill in Ottawa County rose 25.1% (from $2,649 to $3,313), while the median home value climbed 54.4%. The effective tax rate fell from 1.27% to 1.02% over the same period.
| Year | Median Tax | Median Home Value | Effective Rate |
|---|---|---|---|
| 2020 | $2,649 | $209,400 | 1.27% |
| 2021 | $2,760 | $228,400 | 1.21% |
| 2022 | $2,936 | $269,200 | 1.09% |
| 2023 | $3,078 | $291,200 | 1.06% |
| 2024 | $3,313 | $323,400 | 1.02% |
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates
Michigan Property Tax Exemptions
Available to Ottawa County homeowners
Homestead Property Tax Credit
Up to $1,600 credit; 60% of taxes that exceed 3.2% of household income
Michigan homeowners with household income under $63,000 (income limits apply)
Principal Residence Exemption (PRE)
Exemption from 18 mills of school operating taxes
Primary residence owners who file a PRE affidavit
Disabled Veteran
100% exemption from property taxes on homestead
Veterans with 100% service-connected disability or receiving VA pension for total disability
Over 65 (Enhanced Credit)
100% of taxes that exceed 3.2% of income (up to $1,600)
Homeowners age 65+ with household income under $63,000
Not sure which exemption applies to you? See our full homestead exemption guide for all 50 states, including amounts and application deadlines.
Property Tax Calculator
Estimate your annual property tax in Ottawa County
Estimated Annual Property Tax
$3,060
$255/month · Rate: 1.02%
Compare other counties with the Michigan Property Tax Calculator.
Pay Your Ottawa County Property Tax
Due: Summer: Sep 14 / Winter: Feb 14
Pay online or view your bill through the official Ottawa County tax office.
Go to Official Payment Site →Opens the county's official website in a new tab.
Nearby Counties
Quick Facts
Think your property tax is too high?
Homeowners save an average of $1,148/year by appealing their assessment.
Learn How to Appeal →Cities in Ottawa County
Explore property tax data for 1 city in Ottawa County, Michigan.
| City | Annual Tax | Rate |
|---|---|---|
| Allendale | $2,939 | 1.02% |
Frequently Asked Questions
Data Source: U.S. Census Bureau, 2024 American Community Survey 5-Year Estimates. Effective tax rates are calculated by dividing median real estate taxes paid by median home value. Actual property tax rates may vary based on local taxing jurisdictions, exemptions, and assessment practices. This information is for general reference only and should not be used as a substitute for professional tax advice.